Now, to take some of the mystique out of all of this: the iPhone Upgrade Program is actually an interest-free loan administered by Citizens One. Every year, when you order a new iPhone through the program, Citizens One checks your credit (a “hard pull,” which can negatively affect your credit score) and issues you a new loan if you’re approved.
Despite being administered by a third party, the iPhone Upgrade Program has some uniquely Apple pros and cons.
- Don’t Drop It: iPhone X Screen Repair Will Hurt Your Wallets (hiphopwired.com)
- Thieves Wearing Hoodies Steal Hundreds Of iPhone Xs From Delivery Truck In San Francisco(gooddaysacramento.cbslocal.com)
- Is it Worth Buying AppleCare+ for iPhone X? (macrumors.com)
- How To Use Your iPhone X – A Guided Tour (tech.co)