Student loan forgiveness: Great in theory, murky in practice–ABA Journal

BY JASON TASHEA

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To afford law school, Kyle Ingram borrowed $120,000. Saddled with this significant loan balance at age 27, he sought debt forgiveness through the Public Service Loan Forgiveness Program.

Established in 2007, the PSLF Program allows people with federally backed loans to work for a qualifying government or nonprofit public service organization while making payments under one of four federal qualified repayment programs for 120 months.

As such, Ingram says he passed up more lucrative opportunities to qualify for the program. Since graduating from the University of Oregon in 2012, Ingram, who’s based in Washington, D.C., has worked as an attorney for various federal agencies and currently makes an annual salary of $84,000.

Last year, Ingram watched the first cohorts of PSLF applicants file for debt forgiveness. The results were unsettling. In September, the U.S. Department of Education, which administers the program, approved less than 1 percent of applicants. Ninety-nine percent, the department reported, either did not meet the program’s requirements or had incomplete applications.

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Lawyers, Increasingly Busy With Billable Hours, Look to Delay Childbearing by Freezing Embryos and Eggs | New York Law Journal

By Susan DeSantis

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The facts about the 21st-century fax–and how lawyers can use it to their advantage–ABA Journal

BY NICOLE BLACK
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The good news is that just as times have changed since fax machines became commonplace in the 1980s, so, too, has the technology behind the transmission of faxes. With the rise of the internet and email, all aspects of communication have been affected, including faxes. The end result is that lawyers who find it necessary to fax documents in 2019 have much more affordable and flexible options than they did in 1995
 
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Recorded Phone Calls of Pretrial Detainees May Be Used by Prosecutors, NY High Court Rules | New York Law Journal

By Dan M. Clark

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Phone calls of defendants held in state prison before their trial may be recorded and sent to prosecutors to use against them in court without a warrant, the Court of Appeals said in a decision Thursday.
 
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Conversations between defendants and their attorneys are not allowed to be recorded, for example. But phone calls between defendants and others are usually free game to be monitored, recorded and used by prosecutors if they help their case.
 
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NY ABLE – HELPING INDIVIDUALS WITH DISABILITIES ACHIEVE A BETTER LIFE EXPERIENCE.

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The NY ABLE (New York Achieving a Better Life Experience) program is a savings plan administered by the Office of the New York State Comptroller and is designed to help individuals with disabilities maintain their health, independence and quality of life without risking their Supplemental Security Income, Medicaid and certain other means-based benefits. If you know someone who is living with a disability or is caring for a loved one with a disability, please encourage them to visit the NY ABLE website or call 1-855-5NY-ABLE to learn more about opening an account.

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