As Paperwork Goes Missing, Private Student Loan Debts May Be Wiped Away – The New York Times

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Some of the problems playing out now in the $108 billion private student loan market are reminiscent of those that arose from the subprime mortgage crisis a decade ago, when billions of dollars in subprime mortgage loans were ruled uncollectable by courts because of missing or fake documentation. And like those troubled mortgages, private student loans — which come with higher interest rates and fewer consumer protections than federal loans — are often targeted at the most vulnerable borrowers, like those attending for-profit schools.
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Related articles

New information on your iPhone being searched by Customs at the border – iPhone J.D.

Jeff Richardson,

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To try to get more concrete information on the current state of affairs, Sen. Ron Wyden, a Democrat from Oregon who has a reputation of being a privacy advocate, recently sent a letter to Acting Commissioner Kevin McAleenan of Customs and Border Protection (CBP) with questions on the current policies.  I encourage you to read the full response as posted by the Washington Post, as well as the article by Brian Fung of the Post, but here are four parts of the response that jumped out a me.

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A New Kind of Instant Messaging

Whether it’s corporations or governments, digital surveillance today is widespread. Toxis easy-to-use software that connects you with friends and family without anyone else listening in. While other big-name services require you to pay for features, Tox is completely free and comes without advertising — forever.
Everything you do with Tox is encrypted using open-source libraries. The only people who can see your conversations are the people you’re talking with.

Life hack: how to best arrange your iPhone apps, one icon at a time | Technology | The Guardian

In the 10 years since the iPhone launched, I’ve never really settled on a way to arrange my home screen that I actually like. Folders seem clunky but no folders leaves me with too many things multiple swipes away. Organising by what I use most leaves me with the rarely but rapidly needed apps buried, while organising by speed of access leaves me tapping through multiple times a day.

And then there’s aesthetics. Some apps simply don’t deserve to be on my first home screen no matter how much I use them. Mostly games. Game designers can’t make an attractive icon for the life of them, it seems.

I was trapped on the horns of dilemma. So for the past couple of years, I’ve abdicated all responsibility for the decision making, and instead instituted A System: every time I tap on an app to open it, I move it one square closer to the front.

Read more….

Phishing-Malware – YouTube

YouTube: Phishing-Malware


Find out how to protect your clients from emails that claim they are from the IRS by watching this YouTube video.

Sheldon Silver’s 2015 Corruption Conviction Is Overturned – NYTimes.com

A federal appeals court on Thursday overturned the 2015 corruption conviction of Sheldon Silver, the once-powerful New York State Assembly speaker who obtained nearly $4 million in illicit payments in return for taking official actions that benefited others, according to evidence presented at his trial.

In vacating Mr. Silver’s conviction, the appellate court cited a United States Supreme Court ruling last year involving Bob McDonnell, a former Republican governor of Virginia, that narrowed the definition of the kind of official conduct that can serve as the basis of a corruption prosecution.

The United States Court of Appeals for the Second Circuit in Manhattan concluded, in light of the Supreme Court’s narrower definition, that the jury instructions given by the judge in Mr. Silver’s trial were erroneous and that a properly instructed jury might not have convicted him.

Read more…

Full text of Decision-click link below:

http://www.ca2.uscourts.gov/decisions/isysquery/0579cf52-4c1f-450e-ad78-2d637953e1ce/1/doc/16-1615_opn.pdf#xml=http://www.ca2.uscourts.gov/decisions/isysquery/0579cf52-4c1f-450e-ad78-2d637953e1ce/1/hilite/

Attorney Registration: Secure Pass ID Cards – N.Y. State Courts

The highlights of the changes in the Attorney Secure Pass program (instituted in 2015) are:
– Attorneys may opt to renew their Secure Pass ID cards by logging on to www.nycourts.gov

– Login will require Attorney Online Services user name & password (same as Attorney Registration and NYSCEF)

– A Secure Pass will now remain valid for 5 years

– The cost of an Attorney Secure Pass will increase from $25 to $50

– Online renewals will use current photo on file

– Online renewals will require only a single courthouse visit to pick -up the new ID Card and verify identity

– Note: Attorneys applying for their first Secure Pass ID Card MUST continue to use the paper form and submit in person and pick -up in person (new paper forms reflecting the new $50.00 cost are available at trial-level courthouses).
 
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