Pursuant to L. 2013, c. 306, effective August 30, 2013, plaintiffs commencing residential foreclosure actions are required to serve and file a certificate of merit, together with copies of relevant financial documents, with the summons and complaint. In response to requests from the bar, the Office of Court Administration has drafted a model form for this purpose. Practitioners may, of course, employ their own form of certificate to comply with the statute; use of the OCA model form is not mandatory.
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