SBLS: Pro Se Answer for Mortgage Foreclosure

South Brooklyn Legal Services: How to Answer a Foreclosure Complaint “Pro Se” (without an Attorney)

If you have received a Foreclosure Summons and Complaint, you have the right to serve and file an Answer to the Complaint pro se, which means without an attorney. This will guarantee that you receive notice of all future actions in the court case, and may help preserve your legal rights. If you don’t file an Answer, the judge will enter a “default” judgment against you and you could lose the right to raise any defenses to the foreclosure. You also may not receive notices from the court about what’s going on with your house and it could be sold without your knowing about it. The guide is designed to help you file an Answer. This should not replace finding a non-profit foreclosure prevention attorney or housing counselor to assist you. In New York City, dial 311 and ask for a referral to free foreclosure prevention services.

Pro Se Answer Instructions

Pro Se Answer Form

Hat Tip to:

Jimmy Lathrop
Attorney at Law
641 President Street Suite 202
Brooklyn NY 11215
Tel: (718)857-3663
Fax: (718)857-3665


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